United Dual Complete Providers (2024)

FAQs

Is United Healthcare Dual Complete the same as Medicare Advantage? ›

UHC Dual Complete® (HMO D-SNP) is insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program.

After you enroll in the plan, you will get more information on how to view your plan details online. Annual medical deductible This plan does not have a medical deductible. This is the most you will pay out-of-pocket each year for Medicare-covered services and supplies received from network providers.

You can also order by phone at 1-888-628-2770 (TTY: 711) Monday to Friday, from 9 AM to 8 PM local time or online at https://www.cvs.com/benefits. You order from a list of approved items, and it will be sent to your address. How much is my OTC benefit? You have $25 per month.

UnitedHealthcare is the health benefits business of UnitedHealth Group, a health care and well-being company working to help build a modern, high-performing health system through improved access, affordability, outcomes and experiences.

Yes — but you have to enroll in Medicare Part A and/or Part B. For a Medicare Advantage (Part C) plan, you must have both Medicare Part A and Part B to apply.

A Dual Special Needs plan (D-SNP) is a type of health insurance plan. It's for people who have both Medicare and Medicaid. These plans are designed for people who may need more help because of disabilities, age or health conditions.

Types of deductibles

You meet your medical deductible through costs related to medical services (like a doctor visit). With a prescription deductible, only prescription costs count toward meeting your deductible. A prescription deductible can apply to some or all of your plan's covered medicines.

D-SNPs can help coordinate your benefits between Medicare and Medicaid. If you're interested in an I-SNP, and live in a facility, check that the plan has providers that serve people where you live. C-SNPs can limit membership to a single chronic condition or a group of related chronic conditions.

The UnitedHealthcare plan with Health Savings Account (HSA) is a high deductible health plan (HDHP) that is designed to comply with IRS requirements so eligible enrollees may open a Health Savings Account (HSA) with a bank of their choice or through Optum Bank, Member of FDIC.

Approved items include fruits & vegetables, meats, dairy & more.

Can I buy laundry detergent with my OTC card? ›

You can also get everyday items like laundry detergent, soap and toothbrushes.

AARP/UnitedHealthcare is a poor choice for PFFS plans. PFFS plans aren't a popular choice since they are usually expensive and can limit your choice of doctors. For these plans, UnitedHealthcare has high prices, low ratings and limited availability.

What's good about UnitedHealthcare? Members generally like their health insurance plans. UnitedHealthcare has 4.6 out of five stars for member experience, according to a HealthCare.gov survey that asked people to rank their medical care, doctors and ability to get appointments.

United has a strong PPO network in most of its markets.

California is no exception. With United Health's PPO options, you have traditionally one of the strongest PPO list of doctors and hospitals available.

Original Medicare covers inpatient hospital and skilled nursing services – Part A - and doctor visits, outpatient services and some preventative care – Part B. Medicare Advantage plans cover all the above (Part A and Part B), and most plans also cover prescription drugs (Part D).

Under Medicare Advantage, you will get all the services you are eligible for under original Medicare. In addition, some MA plans offer care not covered by the original option. These include some dental, vision and hearing care. Some MA plans also provide coverage for gym memberships.

UHC Medicare Advantage plans cover features and benefits in addition to those included in Original Medicare. Members in some areas may have different plans from which to choose.

Preferred Provider Organizations (PPOs) Special Needs Plans (SNPs)